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Prudent Management Associates (“Prudent”) is an SEC registered investment adviser located in Philadelphia, Pennsylvania. Prudent and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Prudent maintains clients. Prudent may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Prudent’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Prudent’s web site on the Internet should not be construed by any consumer and/or prospective client as Prudent’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Prudent with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Prudent, please contact the SEC or the state securities regulators for those states in which Prudent maintains a notice filing. A copy of Prudent’s current written disclosure statement discussing Prudent’s business operations, services, and fees is available from Prudent upon written request.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Prudent) made reference to directly or indirectly by Prudent in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Prudent), will be profitable or equal any historical performance level(s).
Each client and prospective client agrees, as a condition precedent to his/her/its access to Prudent’s web site, to release and hold harmless Prudent, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Prudent.
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